Open Enrollment
November 18-24, 2024 is 鶹's Open Enrollment Period. Open Enrollment provides employees with the opportunity to enroll in health, dental, vision or flexible spending plans. Enrollment during Open Enrollment will be effective January 1, 2025.
Important Dates
- November 18-24, 2024: Open Enrollment Period
- November 18-22, 2024: Benefits Fair
- November 24, 2024: Deadline to submit Open Enrollment changes
- January 1, 2025: The effective date of your selections during Open Enrollment
Enrollment Process
Your current enrollment, except any FSA account, will continue as-is if you do nothing. Please log in to the HR Portal during the Open Enrollment Period to make a change.
Is action required by you? The answer is YES if you want to...
- Enroll in any of the following plans: health, dental, vision, HSA, FSA
- Switch plans (health, dental or vision)
- Cancel coverage (health, dental or vision)
- Add dependent/ spouse/ domestic partner (health, dental or vision)
- Change your annual HSA contribution, which you can also do at anytime throughout 2024!
- Utilize the Flexible Spending Account (FSA) for medical or dependent care*
*Re-enrollment is required each year for Flexible Spending Accounts - medical or dependent care.
Adding someone new to your plan? Upload or enter the following to the HR Portal “My Attachments” section under “My Self”:
- Copy(ies) of the applicable (health insurance only):
- marriage license or certificate
- birth certificate, adoption agreement, or legal guardianship
- Social security number (card not needed) and date of birth (health, dental or vision)
Log in to the online to access the Open Enrollment wizard (November 18–24).
HR Portal:
Summary of Changes and Similarities
Your Health Insurance and Prescription Coverage
- Continuing to offer the Traditional PPO and Qualified High Deductible Plan (QHDHP)
- Continued access to the Blue’s networks
- Two insurance cards: one for medical and one for prescription
- Increase in deductible and semi-monthly deductions (please note that the QHDHP deductible increase is due to IRS minimum increasing)
- Changes for out-of-pocket maximum for PPO plan and QHDHP
All Other Benefits
- Increase in semi-monthly deductions for dental plan
- No changes to vision plans or rates
- FSAs require re-enrollment each year
- Health Savings Account (HSA)
- HSA contribution by Moravian (to those enrolling or re-enrolling in the QHDHP):
- $750 - single QHDHP coverage
- $1,500 - 2 person or family QHDHP coverage
- Change your contribution to your HSA anytime!
- HSA contribution by Moravian (to those enrolling or re-enrolling in the QHDHP):
Have questions about Open Enrollment?
Watch the Benefits Fair recordings available soon (more information forthcoming). Connect with a Contact HR.